@tyrannyoflogic:  Wow, I wouldn't touch FMCC with 10 foot pole.  Way too risky for me.  Its risk grade is 487.  Compare that to Walmart's 57.  if you want to play with it, do it with limit orders and only for very short term.  But still, why would you?  Though it is hovering around 48 cents, I don't think it will fluctuate much.  Risk versus upside does not jive.  Furthermore, even if it goes up by 25%, it will hardly cover the cap gains tax.  Just my opinion.

On the other hand, I am seriously considering buying some Apple.  Seems cheap.  What do you guys think?