I'm not expert in the field of accounting so i can't suggest specific things. But, based on what you wrote, I can give a few tips.
So, you are in the states and you are saying that your english is poor, you want to go to school and get an accounting degree and use that to get a job. But, you don't want to take TOEFL, right? What's your problem with taking TOEFL? Do you think it's hard? If you think so, then America is not for you. (Sorry for being harsh, but that's the reality). If you don't have good english it's going to be really hard, especially for people like you in the field like accounting where a good communication skills is a must.
All i can suggest you is to take TOEFL, and go to a good college. If you think you can't beat TOEFL, then there's no guarantee that you'll be able to do well at college and afterwards. So, better start working right now rather than looking for cheap ways out.
Good luck with everything. Don't worry about age, I've seen people in 50s studying with me in the same clas.