Bidroh, from what you have mentioned about not being worried about maintaining status, I assume  you are not on a student visa but are a PERM or Citizen. If thats the case, lemme tell you something, if you have a Finance degree from a decent university with a good GPA and do not need work authorization to work, you would not be here in Sajha posting this thread. You should have a job by now. Now unless you graduated from some college that noone knows of or really do not have anything good to show on your resume( be it gpa, internships or any other activities), you are right about joining any DESI consultancies.

Also, to answer your another question about GRAD school being expensive, why don't you think about doing good on GMAT and writing some good essays, so that you can earn some scholarship or maybe even get assistanships. Now if your only intention is to get a job, good luck with that. But like I said, if you have what it needs to get a job, you would not be posting this thread here.