Posted by: guy_tensed March 18, 2011
Car Damaged while backing up, Help needed with Insurance !! EMERGENCY PLEASE !
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 Hello Friends, 

While backing up my car, i hit someone's car and his car was not damaged at all and he said it was Okay but my Rear Bumpar and Tail light is damaged and i've a Full Coverage Insurance with ($1000 deductible).

Can i reduce my Deductible and file claim after few weeks as Hit and Run ? What else is the best idea to do ? Please suggest.
It would proably cost around $800-$900 to fix it but i don't have money to pay from my pocket.

I was thinking  after reducing my deductible to $100, file a police report as hit and run after about a month and then claim it....What do you guys suggest ?

Thank you
Guy_tensed.
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