@Saajha, Thanks for your comment. My parents had took around 11 lakh when I came here. I sent them around 1.5 lakh twice (once in summer of 2009 and once in summer of 2010). They have also saved around 2 lakhs. We already paid the person who gave us loan around 5 lakhs. We have to give them 6 lakh more. One of my uncle said my parents that he will help 2 lakhs. This is all I know. I started this thread to look for some suggestions and I am glad that you guys are sharing me your the ideas. And for the PayPal thing, I don't think it is ethical to take money from someone else and use it for your personal reasons. I am trying my best to manage the money myself and I hope something might come in. But still if you want to help me, I would like to say that I will return your money after this summer. Please don't take me in other sense. This is how I was born and taught. Thank You again..