Brother, IF and only IF you are commited for what you are talking, try doing P90X. Cds you can get from cragislist for 60 or so...a chinup bar for 40-50 and may be couple of weights (for you i suggest 10 pnds and 15 pnds dumbell i dont know the price) ...if you want to lose weight while ripping yourself off, follow classic routine, if you want to go lean follow lean routine and if you wanna go all for building muscules go for double-shot. But i suggest you not to go for full routine straight away. Do may be 60% of all exercise with 80% of repetitions required for first couple of weeks. Then go for full work out schedule. believe me it helped me even i am not that commited right now (first 2 mtns i did it all whole heartedly but have been slacking for a month now doing just 4 days a week). So if you want to go and give it . its worth a try..going to gym i was bulking up now i am fit...