thank you so much again relax singh...my college doesnt provide that...so i might have to take from a separate company..i've also heard about that ambulance thing....our teacher at freshman seminar had told us...he also said only if we had to get helicopter ambulance then we can only think of what trouble we are getting into...hahaha...hmm...im glad she had insurance....and also..most insurance wont cover the dentals....but one of my teeth i replaced in ktm...they said to come back and check after 5 yrs...which would be very soon...i so dont know what to do...i wont be going nepal soon...what to doooOOooo!!!!