Call your card issuer and ask if they have anything like "use it the way you want checks" which come with low interest fee (10%-18%). They also have 0% introductory fee. I know city cards have the program and many other card issuer do. This is  a much better solution then to take cash advances.

If you still wanna get cash advance then there is  work around.

1. Have two credit cards ready. Both needs to have a healthy credit line.
2. Call first card issuer and ask for balance transfer check.
3. After you get the check, grab the second card and do a cash withdrawal.
4. Use the balance transfer check to transfer balance from the second card.


Why you do this? to avoid 29%+ interest they charge you for getting cash advance. I recommend you not to use cash advance at all unless your are really desperate and need a life line. I would rather go apply a personal loan based on credit from a credit union.

Most credit card companies cap cash advance limit and they keep it as low as 20%. In the good old days discover use to give you 100% cash advance on your line of credit!!!


Either way, good luck.