Posted by: Nepalikancho123 November 22, 2010
car insurance, lies- calling for serious help
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I had let my insurance company know about the incident before but today i had to call and make a claim too. Now according to them next step will be an adjuster calling me and coming over to look at the damage to my car. it is a disputed liability now, meaning there are two versions of the story. the guys is totally lying by saying i cut in front of him. 

morale of the story: if you ever get in an accident have the guy write on a piece of paper that he was at fault. check his id and write down that too on the paper with his signature. 
or take a video with this confession. never trust anyone. just be aware that cops will not show if you tell them no one is injured and damage don't look big. but have your proof so you can file a cliam afterwards if you need to. 

my situation: no matter what my car's value is going to depreciate now. i may even have to pay higher insurance now because he is blaming me now. and since i have 500 dollars deductible i am stuck with paying for the damage too. 

i just can't imagine that i got fked over so bad in this country with so many laws and regulations. so can any one who rear ends a car can get away by saying the other car cut in front of me? there is no justice for me ? please people help me if you even remotely know something about the insurance process like this. This is just wrong, unjust and and i feel like i am being a victim. 
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