Posted by: Nepalikancho123 November 21, 2010
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hello
friends, i have a strange insurance issue and desperately need some good advices. Please help me as a Nepali bro who is getting screwed by a liar.
the Incident happened in nov 5. a 19 year old kid driving his grandmom's car from out of state rear ended my car. i was in the middle lane, there was a car in the left lane little ahead of my car and he was speeding up to get between my car and the car in the left lane and pass me over. however, he couldn't do that and he ended up rear ending my car. the first time he did not hit the brakes because he was trying to pass me over but after that even thought he hit the brakes after the first impact his car hit my back bumper again. Although the impact was heard loud when we got out of the car the damages did not look bad , just some scratches. I called the cops but they did not show up because no one was injured and no damage was taken place. I had him call his insurance company and have them take notes of the incident which now the company denies of having anything on their record. the guy wanted to settle right there but i wanted to get it checked up by my dealer.
and yes, dealer found out the impact absorber inside the bumper has been damaged. so i filed a claim with his company. his company believed my story and even sent a examiner to check the damage and estimated about 600 and more supplemental cost coverage if more damaged is discovered once the body shop starts the work. however, they also told me that since the driver is not contacted yet they can not approve the payment.
just today, his insurer agent called me and told me they were able to get a hold of the driver and he states that i actually cut in-front of his car which ended up causing the damages. This kid is totally lying and i am willing to go to any extent to teach him a good lesson in life, of course legally.
his insurance company now wants me to file a claim with my company too because it will be a disputed liability or split liability. i am all confused, i wasn't doing anything wrong. it was all his fault. i did not even change the lane. what can i do at this situation. please help me..
friends, i have a strange insurance issue and desperately need some good advices. Please help me as a Nepali bro who is getting screwed by a liar.
the Incident happened in nov 5. a 19 year old kid driving his grandmom's car from out of state rear ended my car. i was in the middle lane, there was a car in the left lane little ahead of my car and he was speeding up to get between my car and the car in the left lane and pass me over. however, he couldn't do that and he ended up rear ending my car. the first time he did not hit the brakes because he was trying to pass me over but after that even thought he hit the brakes after the first impact his car hit my back bumper again. Although the impact was heard loud when we got out of the car the damages did not look bad , just some scratches. I called the cops but they did not show up because no one was injured and no damage was taken place. I had him call his insurance company and have them take notes of the incident which now the company denies of having anything on their record. the guy wanted to settle right there but i wanted to get it checked up by my dealer.
and yes, dealer found out the impact absorber inside the bumper has been damaged. so i filed a claim with his company. his company believed my story and even sent a examiner to check the damage and estimated about 600 and more supplemental cost coverage if more damaged is discovered once the body shop starts the work. however, they also told me that since the driver is not contacted yet they can not approve the payment.
just today, his insurer agent called me and told me they were able to get a hold of the driver and he states that i actually cut in-front of his car which ended up causing the damages. This kid is totally lying and i am willing to go to any extent to teach him a good lesson in life, of course legally.
his insurance company now wants me to file a claim with my company too because it will be a disputed liability or split liability. i am all confused, i wasn't doing anything wrong. it was all his fault. i did not even change the lane. what can i do at this situation. please help me..