There are some people they are like Harischadra, he may be one. I know couple people withdraw only monthly salary and retired. Their children are not happy about it.
It reminds me a story I read long time ago. A lady who was  in teaching profession got an opportunity for Ph. D. and she let it go, because she could leave her son. Her son was cursing her because if she had done that would be in better  position  with a prestige and better salary eventually  higher standard of living. How about his own effort?