Try to get  your first credit card from the bank where you have your checking/savings account. Although, they say credit and debit are two separate accounts, the chances of getting approved for a credit card from your primary bank is comparatively higher.

- Stable income and job are important criteria for eligibility.

-Make sure you have paid all bills on time, have a good payment record (car, cell phone etc.)

-Your starting limit will be $300-$1000.

- Always choose the one with $0 Annual fee, APR does not matter as you wont be able to spend much on your initial card due to limit restriction. APR will obviously be around 30 % when you first get your card, which can go down with your timely payment and good usage.

- Its hard to find the 1st card with Rewards. American express has good rewards/ cash back programs, but you gotta have some credit history and a good score to be approved.

-All credit card builds score when paid on time. If you miss the payment, nothing can get worse.

- Make sure you only use 40-50% of your limit on the card and always pay $1 more than the minimum payment.

-Try to use a credit card at least once a year, some cards might charge you an annual fee if not used within a year.