Birodh : life happens...$ stopped flowing in....cant ask anyone to help me with $$...so sucking it up and deal or not deal with it!

Stupida...bragging much...lol....but thanks for the account...i want to pay but i dont have a single $ flowing in right now...so ill prolly pay when i have enough.....hope paying back someday will help repair credit score....inteerest rates have been jacked (30%+)up and have already defulted so i am waiting for them to make it easier for me and make it doable...like Mr Ram said ...ill prolly do a consolidation...