I was also almost homeless a few times . I used to get eviction letters  and with it  additional court charges, (if you want to pay it off).. Used to be very hard paying rent + fines+ additional court charges (almost everything I made). Somehow, I managed to survive as well ....Those were indeed some hard days. But as Free H1B suggested things change if you have a dream and dare to hope, and so did mine as well ....