I know this wasn't your question and it's none of my business how you spend your money. But dude, if I had 1 crore, I would return back to Nepal and find a job that pays me NRS 25,000 monthly. Then I would live for the next 40 years having 45,833 to spend monthly. Since my parents already have a house I won't have to pay for house or rent and I can buy a cheap bike(don't need a car). I think 45,833 would be more than enough for me per month. I am totally jealous of you mate. If I had that kind of doe I would book a one way ticket right now. Anyways, good for you. I hope someone can answer your question. Good luck!!

Edit: 45,833 per month without taking the interest into account. Just think how much money you can spend monthly if you take the interest into account. I am pretty sure NRs 45,833 monthly is still worth a lot in Nepal when the only thing I will be spending money on is food, utilities, petrol for bike. No rent payment, no car payment, no health&car insurance payment. Only food, utilities and petrol. I can only dream!!