kei hudaina! 7 barsa kurna parcha tyati ho. for renting or getting loans you would have to co-sign for it, be sure not to mess up your credit history though. she should use ur bank account once she starts earning. once significant savings have been accumulated she can negotiate with the banks directly to pay off or just wait for 7 years time to be up. 10 thousand dollars bhanya dherai debt hoina....although it may appear so because she is not working at this time. goodluck to you and her.