Hedgies have been riding this stock up and down. Its on the up swing right now. It was a good time to buy Citi at its low of 3.15 a month ago. Its a good trade between  4- 5. Although i see citi reaching 8.00 by the end of 2011

Buy with your gambling money not with your investment money. I gambled with Citi at 3.25 and am doing pretty good right now.