Wait till April 19 before you invest in Citi. The gov't will start selling [C] stock starting from April 19. This can impact Citi stock in both ways. No government involvement means less regulations and can be viewed as a positive sign. However, if the gov't decide to float all C stock that they are holding in market,  the supply will be way more than demand for C stock which will eventually bring down the stock price to equilibrium (may be around 3.50). The current boost in C price is not due to its performance, but because it offered Primerica (PRI)'s IPO and got 320 million in cash.