thanks plhearts for the response,

how are exchange rates on different methods like check deposit vs traveller's check...

last time I went to Nepal, I just used my visa card in ATMs and was charged like 3% + 2$ every transaction.. could take out only like 40K Rs per day though...

do you guys think traveller's check is the best way? I dont feel secured carrying money with me but I guess its okay to carry a little bit!