haakim_saab,

                 With due respect to your arguments,I would like to differ you.With more than 10 times rise in real estate market already,would you still believe that there is potential to grow real estate in long term.You seem like expert in economics(As you are pointing others as Anadi),how do you corelate rise in real estate where political situation is in  limbo and foward looking indicator of economy,the stock market in bear phase and GDP has no sign of any extraordinary improment?

                   Which financial tools will support your argument of long term rise in real estate in Nepal?

Do not forget 60%  fo collatoral is high leverage ratio for economy like ours..

Please feel free to disagree.

It is your money and use the way you want.I was just sharing my thought.