We have started a business especially for Nepalese ppl in the US to send money back home. The transaction fee is way cheaper than moneygram or western union. In addition to that the exchange rate we give is also better than those of others and you will get the money in about 10-15 mins.We currently do not have a physical location but we will soon in Boston. We have started the business in regards to personal reference. So if you guys need to send money to contact me. I'll give you the rates and you can decide for yourself.