Ok as I told you, I can't be so sure of about regualtions in US and tax rates. But don't entice people into investing just by showing the profit, inform them where you have made a loss as well. We concentrate on high risk shares traded on AIM which is part of FTSE but with shares of smaller and high risk companies but over the last six months we've had clients losing millions on their purchase so you need to be extra vigilant with high risk shares as bank shares at the moment. Do remember that Citi has taken substantial funds from government. If it were doing extremely well there would have been no need for that and also as I told you, the accounting rules in US has been relaxed to bring back confidence of investors.