Credit card ko paiso U.S chodera jada matra kina U.S basda nai natirda pani khasai testo physical action ya jail term hudaina. khali naya credit card apply garna pawoodaina, collection call ayeerakcha, kunai pani kura ma credit chalawoona pawoodaina tehi ho. ma pahila wells fargo bank ma collector 1 ko kaam garthey loan tirna nasakney haru ta kati ho kati din bhar phone garera kahila tharkayera kahiley fakayera paisa tirawoona lagawoona khojnu parthyo. Common people matra hoina sara industry, governement, dealers..ekley arka ko credit ma faseko cha. 100k-300k credit chalayera ani pachi paisa tirna sakina bhanera basney haru cha ..reason k bhanda Juwaa(lottery) khelney nani dekhi ko bani rey. j garnu cha gar paiso saiso chaina ma sanga bhanera phone rakhidincha. aaba ekdam thulo thulo credit ghotala garney haru lai pakkai pani choddaina hola ..tara sano tino credit card ko paiso chalayera bye bye bhanera Nepal janey haru lai K garna saknu bichara kehi garna sakdaina. Tapainlai K lagcha? nepal ma follow gardai awoocha? kasto kasto kuro ko ta nepal ma kagaj ma lekheko bhar ma record huncha  aaaba tyo U.S citizen ho bhanera dhateko bhar ma credit pako kuro lai liyera  tyo pani Nepal government bichara ley k nai garna saknu U.S citizen bhayeko bhaye baru paisa chukta nagaresamma naya property jodna pawoodaina anek thari restriction huncha. Aaba foreign citizen tyo pani U.S chodera gai sakeko lai Kasari K action linu ..tesmathi hamro jasto joker Government. Government afailey tetro loan liyeko ahiley samma chukta gareko chaina ..hehehe. euta kura chahi ho ki USA bhitra tapain ko record kharab huncha feri entry garna garo huncha. tesailey paiso tirera gayekai ramro.