Dallas guy,

Your wife seems miser to me if what u mentioned was true.If my husband wants something which is not that necessary,I always present him either in our aniversary or in his birthday or even in Christmas.Yes,one shouldn't be spending carelessly without planning on ones budget.But once in a while one gets to buy stuffs .Like u mentioned,if u r really going to health club regularly,then it's good to join.Health is wealth.But if u simply join club to follow the fashion and later won't go there and simply waste money ,then it's not worth.

One shouldn't argue without  understanding each other's needs and plan.U guys make a definite plan like how much u r going to spend and how much u'll save.Try to talk to her.Make her understand.Afterall,if we can't buy anything we desperately want ,then what's money for?Money gives us power to spend but we have to spend within our budget.

By the way what kind of a girl u r stuck with who won't let u spend little bit of money on your parents?Ofcourse u have to save for yourselves too but why can't one spend money on ones parents?It's really weird.I'm sure u didn't spend all of your money on your parents.This is serious issue.One can't neglect parents in their old age when they have sacrificed so much for us.Talk to her .Make her understand.Don't ignore your parents now and later on live on guilt.When u have time and show some affection for them.

My two cents.....