I do not have any issues with the banners and ads. When you provide a service, you should be able to make money. Its all good. My biggest problem is with moderation. I have seen some threads where if someone has a view that is not a norm, he is called a troll. But, you can foul mouth all you want. Why do you allow racial threads? Why do you allow posting of nude pics? Why do you allow someone to ruin a perfectly good discussions just because he/she doesn't agree?
I do not post very often in sajha. I am not a "Writer". But I do visit the site almost everyday. I feel you need to step up some more and moderate the contents of your site. If not you will keep losing good writers.