Right now, --nothing.

SAP is more work intensive therefore, bigger pay. Have to deal with loads of madisas from Satyam and Vipro and Tata, so more politics at work.  They even have off shore teams, so have to work nights sometime. Loads of money with no life. Personally, I don’t see your career going anywhere.

BA is moderate pay, some work. You would be better if you know how to write quires and sub quires. (doesn’t matter oracle or teradata). Can go up as you deal with business every day, so loads to learn as you go.

QA is less pay, and lesser number of jobs. As one madisa consultancy puts it, "Every house-wife is a QA these days.

Lesson: Choose wisely