Does anybody know where I can get the basic html page template?  I have no use for any fancy features.  Just basic one.  Please see below.

A banner area on the top across.  A navigation bar on left side.  And the main body area on the right.  All I need is bunch of buttons on the left navigation bar so that when one clicks on it the content on the main body area would change. 

I am not sure if the frames is the way to go, but I don't want to make it complicated.  Any help?