Okay guys, we've had 1000+ posts and almost 30,000 views. Due to personal commitments I will be unable to post here. If you have any questions today, I'll reply and then I'm done from here.

Here is one last advice that I got from Warren Buffet.

We had a chance to have lunch and Q&A with Mr. Buffet. One of the guys asked Mr. Buffet what he considered to be the most important thing in life. Mr. Buffet replied that the most important thing in life is how you raise your children. He said that you can make many mistakes in life and you will make misakes but you will always get a second chance. The only instance when you don't get a second chance is how you raise your kids. That one thing got stuck in my head like nothing else.