Hey bkshres bro !

good thread. thanks for bringing it out... i hope the concerned officails of hte bank will look into it and sak that bastard or even change the bank.....wanted to share similar experience of mine with teh german embassy last year (which reject my visa for the first time-making me pay the visa fee again and gave it on the second time)....though not by the legitimate professional staffs of the embassy or the bank..it was the guards..probably for some money...same thing....u know..ppl who are applying for visa..tend to be over-sober and soft..and that too inside the embassy premises..so though not needed (unless instructed from inside)..the guard asked me to show my application/with the photo...then the next second he handed me a coupon directing me to the nearby photo studio....and i ended up paying Rs. 200 or somethign for 4 photos...and needless to say there were few more following my way....soon....  so i guess the same story..you know the calculation.....

so this seems to be 'grand design' of the embassy-related guys..:-)... let's hear from other ppl with experince of otehr embassies..besides forcing ppl cough up the application fee twice by rejecting in the first place for no reason ...photos..application forms..bank balances, insurances etc....