The QFMcard advertised here in Sajha is very unreliable. I tried it a couple of times, sometime it was good but most of the time, it is very hard to hear the other end. I never felt it was worth trying their service. Level of satisfaction is just around 25 %

Their STI World card is the worst one. You get connected just hear तपाइले सम्पर्क गर्नु भएको नम्बरमा बाह्यसेवा उपलब्ध छैन, कृपया फेरी प्रयास गर्नु होला ।

These QFM people do not receive telephone complaints, they do not reply email complaints, and running their buisiness in unprofessional way.

Better is to stay away from them.