PROGRESSIVE rules....2 cars liability for about $50 a month....26 year old drivers, one with lots of violations including accident at fault. Thats was a great deal for me. Try Progressive. If you are in Minnesota, they are also rolling out the usage based insurance. The means you pay as you drive just as you fill up your gas....you'll need to plug in a device in your car that will track your driving behavior, i.e, your acceleration, braking , time of the day you drive, the location you drive and so on... Depending on this data they collect, you may qualify for a discount....Try Progresive's MyRate program if you are in MN.