it was a nice story ... but u had not given a proper end to it ... i don't want you to be in confusion that you should have told her about ur love to her ... there are lots of ups and downs in my life also and form that i can say u must say her your heart feelings what u think of her ... she might be expecting you to initiate as girls rarely starts such things ... so be man am tell her that u love her ... if the answer is no or confusing then also its fine ur love is not going to decrease ... just continue loving her and keep in touch as a good fren ...

what else should i say

again, your story is good but i don't like it as the end you are trying to give is bad ... u must at least tell her about ur feeling once ...
rest is urs ...