NOSTRADAMUS, seems like you are more concerned about gas, car and time. I prefer convenience to the one who will be receiving the money. Regarding car and gas, I believe most of the people in USA goes to grocery at least once or twice a week and Moneygram is available most of the grocery stores. Regarding time, this is the reason why I use moneygram because money can be picked in Nepal after 10 mins of transaction. and you can pick from various location including Banks in Nepal.

I don't want to argue on this and people can choose whatever way is convenient but I had some disappointing experience in past. Once it took me 10 days and the reason provided by the company was it was end of the month and they has maintain the balance and running low on cash. But common, why do I care of any date. What want is when my money get deducted from my bank account, it should be delivered on time in Nepal... period...