hello brother bob!! i'm sure all our nepali buddies are doing well and hope you are too. nba seasion is starting soon so gotta kick off the fantasy season here one of these days. my portfolio was taking some hit as the market was feeling the sub-prime pain. hoping this rate cut to change all that and i can go back to making me mullahs so you are thinking of buying a home? i don't think you can ever go wrong by investing in a property esp if you are going to use for yourself. i think it gets a little tricky once you start buying properties for investing (renting, etc). but it sounds to me like you are buying for yourself and i think the time is right too. the rate cut today should only help your cause and there are already some great bargains out there. there is also a huge tax incentive for owing a house.