I don't agree with GP... if you can , you should return the favor.. payback to the people who helped you... simple example: if you borrow money from Mr. A , return the money to Mr. A, not pass on the money to miss B.... by returning the favor you will be contributing to the system of trust and togetherness in the community....if they expect bigger favor in return, still try your best to fulfill it...if you can't fulfil -let them know. ... open communication and trust is what needed in friendships... and keep your paragraphs short and life simple ... KISS is the rule...( keep it simple sajhalites)