Prakashji, Thank you for your valuable suggestions. We shall incorporate your suggestions ASAP. We are in the process of deafault page of fees to Internet checks.Use of branches, POS or ATMs is part of "Delivery to Recipient". UMTCL is not an agent of Rapid Remit. But if Rapid Remit want to use UMTCL's delivery network in Nepal they can. Both UMTCL and Munch and few others' service provider is PayQuik. Because of strict and expensive anti money laundering policies of US gov., it is not financially fisible for Nepalese companies to operate on its own in US.