best option is via muncha... I have tried moneygram (they gave me a sorry exchange rate), tried western union ( high cost and sorry exchange rate), and did the debit card as well when I was there (transaction costs too high and exchange rates are unfriendly as well , not to mention you can only draw out so much everyday via atms, and standing in line inside for teller is a nightmare). Muncha is fast, easy to set up and remembers who you sent it to , so you can do it again and again from your laptop within a minute.