I hope this is a joke, a very bad one. You asked for an opinion and here's mine: I think you are a sleazy *********. Get a huge life and disability insurance and have your wife and unborn kid as the beneficiary. Then in a year or so drive your car against a huge wall. Atleast when you die you'll know that your wife and kids are set. But if your wife is willing to forgive you, who are we to judge? Be a good husband and a good dad to your kid. That should be your #1 priority. In all seriousness please get some professional help.