Well actually most of our own money is invested in it too. So if we lose, we don't get paid and lose our money too. If we make money we get a nice return on our money and get paid by the investors. I'm almost done with my MBA too. Did not want to go to school to get it because I was doing well financially but it wasn't enough for my parents. I know as soon as I finish my MBA, they'll talk about Phd. They'd rather have a poor child with a Phd than a rich child with MBA. Anyway, they are the greatest parents.