stx109, Come on, you can do a better job than copying and pasting information. In order to diversify the way you mentioned one person needs atlease a million dollar. I do not think an any sajha user has that kind of money. It is better to discuss strategies where one can make about $1200-2000 a month. The way to do it is by trading futures. You'll need about $10000 in order to do so. There is always a good chance that the peson will lose the $10000 but with a good system and good money management strategy, one has a better chance of making money. By the way, your analysis is flawed. US is not going through a recession. It might in the future but recession hasn't started yet especially looking at the way high-yield bond funds are holding up. For an investor/trader it is necessary to idnetify which sector are going to do good in the future and ride that as long as you can. By my analysis it is going to be high-yield funds. We are going to see a bubble in high-yield funds and only after it comes down crashing the economy will be in a recession.