ya thats something i wanna know too, which bank gave you a loan for 200k to open a business, without having any financial of the business ( since you said , you were thinking of openning a bussiness, so i am assuming you havent signed the contract or anything). would you mind sharing the bank info and contact person number. or even if what you meant was a personal line of credit, i'd wnat to knwo more. hope you dont mind helping a fellow nepali.