Latoboy!! you have got a car, you have got time. What else you need in USA. Use your credit cards. Do you have your Girl?? If your answer is "yes" then you are the luckiest person in this world. If your answer is "No" then you have the greatest work to do. Find her. You will not get this moment ever in your life. Use it. You can pay the credit cards later. All the best. Namaste :-)>