I gained $25 today, lol. Mutual funds are a ripoff if you ask me, they charge too much. There are some mutual funds with little to no-load, better check those out. One is by dodd and cox. Check that one out. Of course most good mutual funds are closed to new investors, like the sequoia fund which has a 15% return rate(includes dividend of course). Best site to do research on individual stocks? Well, I just use finance.yahoo.com. Another one is morningstar. MSN also has a good one. MSN's deluxe screener is pretty good as well, IMHO. But the best of the pack is wall street journal. You need to subscribe though. BTW, check out NEU, it has gone up almost 50% since I bought some shares about a few months ago. Sort of dangerous to dive in now.