I like ac/dc 's idea the most above everyone else. You are the winner! I am following that..Budgeting and saving and when they ask, giving them from that account is the best way to go. You can chip in whenever you have a little extra you can put into that account like say 100-200/month and when time comes once or twice a year..send them from that account..This is the best solution and will keep everyone happy. Regards Revival