Hi Suna Didi, that's awesome she'll love McGill and the shops in Montreal is GREAT anyways i go to the university of western ontario and i am done this summer YAY hehe.. here's the wesbsite for the govn't loan http://osap.gov.on.ca/eng/eng_osap_main.html ; but the only thing is this is for ontario students, not sure how it works for quebec cuz you know how quebecois like to have everything different but i guess you could contact the regitrar @ mcgill.. good luck.