Posted by: meraj March 1, 2023
Retiring in Nepal, thoughts?
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I used to think same not until too long ago. But in recent days, I feel like , I only want to go there for few months a year , like no more then 3 months a year. Few things come into mind both positive and negative.

1) I felt like after living in US for probably 25/30 years, most people don’t have much of friends and family left in Nepal. People in nepal move on, we are stuck with imaginations of old relationships.
2) Political and bureaucratic systems is still miserable in every way. If you keep profile relatively simple then it may not be issue. Complex investment profile, business , tax , real estate, anything that you will have to deal with nepals court/legal system and burocracy is miserable. It may not be issue if you know right people at right place . But for commoner it’s miserable .
3) It’s very difficult to do financial transactions between nepal and US. It will be very hard for your kids to bring their inheritance back to US, if there is any. I would recommend not to invest in Nepal, if moving for retirement and your kids will be here.
4) Health care is still pretty bad and risky, big cities are mostly polluted and real estate cost is way too much considering quay of life there.
5) Not much of quality food joints and freedom for night life ( may be personal choices)
6) labor is cheap so maid services , driver , long term care help is easy to arrange .
7) still can create social bonding and relationships fairly easily
8) living cost and day to day cost is cheap and don’t have to probably do day job
9) Might end up distanced with kids and grand kids, don’t expect to live in nepal for 15 yrs and come back to US to have bonding with grand kids/kids
10) If you have good social / family circle , decent income stream , and some connections to navigate burocracy , life can be pretty chill in nepal without having to do day job.

Overall at this point in time, I don’t think it’s worth full time retirement in Nepal. I would probably rent an appartment for few month a year and live there and come back and do some low stress physically active job in US, if money is not much of issue . But things might change in 5/6 years.

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