Posted by: goddamn September 8, 2021
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Its a typical answer, its based on your personal situation.
Let me add more, if you think you will have more income when you retire its best to choose roth but if you think retirement money will be your sole income then 401k is good.
In general Roth is better coz we are currently at historically low tax rate. Considering aging population and need for social spending increasing, tax rates will only go higher from here. So its better to pay tax at current rate ie roth account.
Let me add more, if you think you will have more income when you retire its best to choose roth but if you think retirement money will be your sole income then 401k is good.
In general Roth is better coz we are currently at historically low tax rate. Considering aging population and need for social spending increasing, tax rates will only go higher from here. So its better to pay tax at current rate ie roth account.