not genius..lots of reading and sticking to your DD and following great leaders like NAS comes the knowledge. so stay put..avg down or move on to something else..u can see example of waiting one post above with huge investment and risk. (NAS on SOS). I have 36 plus positions acorrs 3 accoutns, more then half is always red. so i dont look at those red..I know what i buy..sorry am not soft like NAS