1 lakh saving is not a big deal , it depends how much u spend. by base salary was 142 k . i get bounus/ share equity every year . my wife earns nearly half of my salary. so technically i can survive with my wife salary comfortable life .. my saving is more than that infact, i do good charity in nepal n my near relatives financially back home.

my mantra is simple i dnt drive luxury car, my both car are at least 5 year old, hyundai suv 100k 10 year warrenty very minimal maintenance cost, live in nice apartment but not luxury, no home in usa sono mortgage. not spending money in drinking, only in social gathering. n spending money in property in nepal. im in nepal my net worth is even higher than i actually calculated that time. my property is evaluated very high at this time, i urge people buy land it worth in ur returning nepal.

when 2 people work 1 ook saving a year in not big deal. there are many people in my knowledge eho wean really high