You should not plan on going back to Nepal and hope to live American life. The infrastructure won't allow you to do that anyway. In 5 years your 3 carores will worth like 3 carores due to Iinflation if you don't let the intrest sit in your account with the principle.if yiu show up too much you will her target for harresment for donations and even kidnapping.only high ranking officers and leaders of Ford to do that cuz they have the power.you will most probably die due to cancer because food has too much aduleration.in 18 yrs or so you kid will die to come to US anyway and till then they will taunt you for leaving it in the first place.